California city guide

Housing Costs and Affordability in Laguna Beach, California

Laguna Beach has about 22,710 residents. Median gross rent is $2,986 per month, while median household income is $143,843.

Quick answer

What income supports the median rent?

A household would need about $119,400 per year to keep Laguna Beach's median gross rent near 30% of gross income. The current citywide median-rent-to-median-income benchmark is 25%.

Moderate housing-cost benchmark

Data scope: figures use 2020-2024 ACS 5-Year estimates. The latest official release was checked Aug 01, 2026 at 03:00 UTC. The benchmark compares citywide medians and is designed for broad relocation research, not an individual budget or a live apartment search.

Personal rent check

Test Laguna Beach rent against your income

Enter gross annual household income to compare a 30% monthly housing target with the citywide median gross rent.

Your result will appear here.

Median gross rent$2,986/mo80% above the dataset median90% MOE ±$201
Income for 30% rent target$119,400Gross annual household incomeDerived MOE ±$8,000
Median household income$143,84371% above the dataset median90% MOE ±$14,177
Median home value$2,000,001435% above the dataset median
Owner-occupied homes66%Share of occupied units
Home value-to-income13.9xMedian value ÷ income

Partial precision data Margins of error use the Census ACS 90% confidence level. Smaller geographies and subgroups can have wider uncertainty.

How Laguna Beach compares

Median rent is 80% above the dataset median, while household income is 71% above the dataset median. Within California, Laguna Beach ranks #318 from lowest to highest rent and #50 from highest to lowest household income among 347 cities in the current dataset.

The citywide rent-to-income benchmark is between 20% and 25%. This benchmark is useful for comparing cities under one formula, but households with different incomes, unit sizes or debt loads will experience costs differently.

Renting snapshot

$35,832 in annual median rent

Twelve months of median gross rent totals about $35,832. Gross rent includes contract rent plus estimated tenant-paid utilities where applicable in the ACS definition.

Buying snapshot

55.8x price-to-rent baseline

Median home value is about 55.8x annual median rent. This is a broad market comparison and does not include mortgage rates, taxes, insurance or maintenance.

Search terms, defined

How to read rent, home price and AMI searches

These distinctions keep the Census estimates comparable and prevent a historical survey measure from being mistaken for a live market quote.

Average rent vs. median gross rent
If you searched for the average rent in Laguna Beach, the closest consistent Census measure on this page is $2,986 median gross rent. It is the midpoint among renter-occupied homes, not a live average asking rent. Gross rent includes contract rent plus estimated tenant-paid utilities where applicable.
Home price vs. median home value
The reported $2,000,001 median home value is the midpoint of owner estimates for owner-occupied homes. It is not an average sale price, listing price or current automated valuation.
Household income vs. AMI
The $143,843 median household income is a Census city estimate. It is not HUD Area Median Income (AMI), an AMI eligibility limit or an affordable-housing contract amount.

Keep comparing

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Questions people ask

What is the median rent in Laguna Beach?

Median gross rent is $2,986 per month in the 2020-2024 ACS 5-Year estimates.

What is the average rent in Laguna Beach?

This page reports Census median gross rent of $2,986 per month, not a live average asking rent. Median is the midpoint among renter-occupied homes; gross rent includes contract rent plus estimated tenant-paid utilities where applicable.

What income is needed for the median rent?

A gross household income of about $119,400 per year would keep median gross rent near 30% of income. This is a planning benchmark, not a landlord qualification rule.

Is housing affordable in Laguna Beach?

The citywide median-rent-to-median-income benchmark is 25%, which this site labels a moderate housing-cost benchmark. Individual costs can differ substantially.

Does this page report Area Median Income or AMI?

No. The $143,843 figure is Census median household income for the city. It is not HUD Area Median Income, an AMI limit or an affordable-housing contract amount.

What is the median home value in Laguna Beach?

The median value of owner-occupied homes is $2,000,001 in the 2020-2024 ACS 5-Year estimates.

What is the average home price in Laguna Beach?

This page reports a Census median owner-occupied home value of $2,000,001, not an average sale price, current listing price or real-time market estimate.

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year Estimates. Latest release checked Aug 01, 2026 at 03:00 UTC. Review the definitions and methodology.