Cost of Living and Housing in Rancho Santa Margarita, California

Rancho Santa Margarita has about 46,990 residents. Median gross rent is $2,625 per month and median household income is $152,560.

Comparison scope: “dataset median” below means the median among 1,211 cities across 10 states in this dataset. It is not presented as a nationwide Census median. The figures use 2020-2024 ACS 5-Year estimates and may lag current listings.

Median Gross Rent $2,625/mo 59% above the dataset median

Median Home Value $971,200 160% above the dataset median

Median Household Income $152,560 82% above the dataset median

Owner-Occupied Homes 72% Share of occupied housing units

Rent-to-Income Baseline 21% Annual median rent ÷ household income

Home Value-to-Income 6.4x Median value ÷ household income

How Rancho Santa Margarita compares

Rent is 59% above the dataset median, while household income is 82% above the dataset median. Within California, Rancho Santa Margarita ranks #280 from lowest to highest rent and #41 from highest to lowest household income among 347 cities in this dataset.

The rent-to-income figure compares two citywide medians. It is useful for broad comparison, but it is not an individual household budget or a measure of renter cost burden.

Similar-size cities in California

Frequently asked questions

What is the median rent in Rancho Santa Margarita?

Median gross rent is $2,625 per month in the 2020-2024 ACS 5-Year estimates.

What is the median home value in Rancho Santa Margarita?

The median value of owner-occupied homes is $971,200 in the 2020-2024 ACS 5-Year estimates.

What is the median household income?

Median household income in Rancho Santa Margarita is $152,560 per year.

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year Estimates. Local database refreshed 2026-07-11.