Cost of Living and Housing in Saginaw, Texas

Saginaw has about 24,970 residents. Median gross rent is $1,776 per month and median household income is $97,276.

Comparison scope: “dataset median” below means the median among 1,211 cities across 10 states in this dataset. It is not presented as a nationwide Census median. The figures use 2020-2024 ACS 5-Year estimates and may lag current listings.

Median Gross Rent $1,776/mo 7% above the dataset median

Median Home Value $298,500 20% below the dataset median

Median Household Income $97,276 16% above the dataset median

Owner-Occupied Homes 68% Share of occupied housing units

Rent-to-Income Baseline 22% Annual median rent ÷ household income

Home Value-to-Income 3.1x Median value ÷ household income

How Saginaw compares

Rent is 7% above the dataset median, while household income is 16% above the dataset median. Within Texas, Saginaw ranks #114 from lowest to highest rent and #54 from highest to lowest household income among 162 cities in this dataset.

The rent-to-income figure compares two citywide medians. It is useful for broad comparison, but it is not an individual household budget or a measure of renter cost burden.

Similar-size cities in Texas

Frequently asked questions

What is the median rent in Saginaw?

Median gross rent is $1,776 per month in the 2020-2024 ACS 5-Year estimates.

What is the median home value in Saginaw?

The median value of owner-occupied homes is $298,500 in the 2020-2024 ACS 5-Year estimates.

What is the median household income?

Median household income in Saginaw is $97,276 per year.

Source: U.S. Census Bureau, 2020-2024 ACS 5-Year Estimates. Local database refreshed 2026-07-11.